Australia is one of the most beautiful and livable countries with plenty of employment opportunities, world-class education, a travel destination, rich culture and much more. The person can explore the country while studying, working, visiting and living.
If the person is planning to visit Australia on a visitor visa, keep in mind that they must buy Overseas Visitor Health Cover (OVHC) policy before starting their visa application process. Nevertheless, many people do not know why OVHC policy is required to get an Australian visitor visa. Well! It is declared by the Australian Government that every international visitor migrating to Australia on work, travel, business, or any visa other than a student visa is required to purchase the OVHC policy.
Note: If someone does not buy the OVHC policy, he/she will become ineligible to process their Australian visa applications.
What is OVHC Policy?
The Overseas Visitor Health Cover (OVHC) policy will provide coverage from the hospital and medical expenses in case of getting injured, mishap, illness, etc., during your stay in Australia.
What are the Benefits of the OVHC Policy?
Some of the general benefits of the OVHC policy are doctor visits, ambulance service, hospital treatments and medication. This policy will also provide some extra benefits, such as physiotherapy, optical and dental, but the person needs to pay an extra amount to get these extra benefits.
Who Provides Overseas Visitor Health Cover?
Many leading health insurance providers worldwide assist international visitors in buying the most suitable OVHC policy according to their choice and offer various advantages.
Even many third-party companies, like Budget Policy, help people to OVHC compare with different health insurance providers and buy the most suitable policy according to themselves as these third-party companies are associated with the world-leading health insurance providers. For instance, Budget Policy is associated with BUPA, Medibank, nib, etc. The person can contact them for more information related to overseas health insurance.
Which Countries People are Not Required to Buy OVHC and Why?
Some countries' visitors are not required to purchase an OVHC policy for migrating to Australia because of the Australian Government's Reciprocal Health Care Agreements (RHCAs) with these countries' Governments. These countries are Belgium, Finland, Italy, Malta, the Netherlands, New Zealand, Norway, the Republic of Ireland, Slovenia, Sweden and the United Kingdom.
The RHCAs will provide Medicare facilities to these countries (mentioned above) visitors in Australia. The Public Hospital System usually known as Medicare, covers the expenses of medical and public hospitals for the entire duration of stay in Australia.
What is the Health Cover Duration?
There is no limit on this OVHC policy; the person can buy the policy according to their stay duration in Australia. In general, OVHC buyers make monthly payments, but some make one-time payments and get covered for 2 or 3 years. The OVHC policy duration totally depends on the person, whether they want to stay more than 6 months or less than 6 months.
If someone is planning to buy the OVHC policy but is not sure where to buy it, what is the process, what is the cost of the cover, the duration, etc. They can contact Budget Policy, a third-party company assisting thousands of people around the world and assuring them to provide the policy within 24 hours after submitting all required documents and payment. The team members of Budget Policy provide high-quality services at lower than the market price, and they let their customers buy the policy according to their profile after comparing with various health insurance providers with whom they are associated with. Get in touch for further information.